Effective Date: March 17, 2026
By accessing or using the website and services of Lbanks Enterprise LLC ("Company," "we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our services.
These Terms apply to all users, clients, and visitors of our website and services.
Lbanks Enterprise LLC provides financial services, including but not limited to:
Our services are provided on a bespoke basis tailored to individual client needs.
You must be at least 18 years of age to use our services. By using our services, you represent and warrant that you meet this requirement and have the legal capacity to enter into binding agreements.
When using our services, you agree to:
Opt-In and Consent: By providing your mobile phone number and checking the SMS consent box on our contact form, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from Lbanks Enterprise LLC. These messages may be sent using an automated telephone dialing system (ATDS) and may include offers, updates, and information about our financial products and services.
Message Frequency: Message frequency varies. You may receive up to 4 messages per month. The actual number of messages you receive will depend on your interaction with our services and promotional campaigns.
Message and Data Rates: Standard message and data rates may apply based on your wireless carrier's plan. Please contact your mobile carrier for details regarding your specific plan.
Opt-Out Instructions: You may opt out of receiving SMS messages at any time by replying STOP to any message you receive from us. After replying STOP, you will receive one final confirmation message. You may also contact us at lbanks@lbanksenterprise.com to unsubscribe.
Help: For assistance, reply HELP to any message or contact us via email.
Supported Carriers: Our SMS service is available on all major U.S. carriers. Delivery may be subject to carrier limitations and restrictions.
No Purchase Requirement: Your consent to receive SMS messages is NOT a condition of purchase or use of any of our products or services. You may still access our services and make purchases without subscribing to SMS messages.
All content on our website, including text, graphics, logos, images, and software, is the property of Lbanks Enterprise LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.
No Warranties: Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that our services will be uninterrupted, secure, or error-free.
Financial Disclaimer: The information provided through our services is for informational purposes only and does not constitute financial, investment, or legal advice. You should consult with qualified professionals before making any financial decisions.
Limitation of Liability: To the fullest extent permitted by law, Lbanks Enterprise LLC shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of our services.
You agree to indemnify, defend, and hold harmless Lbanks Enterprise LLC, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising out of your use of our services or violation of these Terms.
We reserve the right to terminate or suspend your access to our services at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.
These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.
Any disputes arising out of or relating to these Terms or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.
We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the updated Terms on this page with a new "Effective Date." Your continued use of our services after such changes constitutes your acceptance of the revised Terms.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
If you have any questions about these Terms of Service, please contact us:
Lbanks Enterprise LLC
Email: lbanks@lbanksenterprise.com
Website: lbanksenterprise.com